S149: Yuletide expenses

MONEY SERIES | 20 - DECEMBER - 2025

MONEY SERIES

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This is Sirflex speaking, your host! GM Comrades, I officially welcome you to today's space.

What new thing did you learn this week?

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Bitcoin Statistic Today MarketCap : $1.81T Price : $91,105.55 Volume: $61.08B

NEWS

  1. Next week saturday is 21 o'clock.

  2. The consistent insecurities in Nigeria

Yuletide expenses.

We want to do Oblee this December, as we all know that this yuletide period comes with expectations; this makes January a punishment for a number of us!

And if you have been in the life more than one year, you definitely must have a plan for every December before it can be dirty.

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QUESTION OF THE WEEK

What rule are you personally following this december about spending?

As you pounder on the quest of the question of the week,

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POLL OF THE DAY

What catches up with people the most after december spending?

  1. Borrowing to flex

  2. Selling assets

  3. Touching savings/investment

  4. mental stress in January

While you are attending to the poll, some of the key points to Discuss today

Take home

  1. Why do people make wrong financial decisions?

  2. Who is accountable for wrong financial decisions?

  3. What do we do to make sure that we don't regret our financial decision making as much?

REMEMBER THE RULES

  1. Engage the polls, engage the comment section, and show reactions so we can all have a wonderful experience today.

  2. Today's series is sponsored by SIRFITECH.

  3. Remember, you stand a chance to win up to N10,000 when you comment, retweet, and share your opinion about the matter at hand!

WELCOME TO BREAKFAST W/ BLOCKCHAIN

Welcome to Breakfast with Blockchain. Here, we talk about the world of Web3, explore groundbreaking innovations, discuss the impact on our environment, and keep up with the latest developments.

This Saturday and every other Saturday at 10 am, we gather here to chat.

Join us on our WhatsApp and X community for discussion and engage with us on our channel, and let's grow together.

Let's get started!" 💡🚀 #BreakfastWithBlockchain

Shall we begin?

Setting the pace for the space

“Before we dive in, let me just say this: Every single one of us has done something with money that we look back on and say, ‘Ah! If I had just used sense.’ But the beauty of community is that your mistake can be somebody else’s lesson.”

Session 1: 10 Mins

Who should be blamed for wrong financial decisions

From bad investments… To unnecessary flex… To the crypto pump you chased at 2AM… To that loan you shouldn’t have borrowed… To that business partner you should never have trusted…

Let’s talk about it.”

Talking points:

  1. what does it mean to regret financial decisions

  2. Whose responsibility is it?

  3. why do people make wrong financial decisions

  4. Where can people make wrong financial decisions

Session 2: 10 Mins

What is your biggest financial decision that you regret?

We’re here to learn, laugh small, reflect, and maybe correct the next decision before it becomes regret.

Talking points:

  1. If you were to speak to your 5 year younger self, what will be the financial advice you will give him/her?

  2. Know the things you can afford, invest in growth, be a better version of yourself, contentment is a key to success, invest in your finances, add value to yourself, it's not too early to start making money, do not buy things you do not need.

Interlude: 5mins

  1. Read comments and poll updates.

  2. ask few speakers questions about the question of the day

Session 3: 10 Mins

Who influenced most of your bad decisions?

It doesn't matter who hands you the bad choice, you live with the consequences of accepting the bad choice - A comrade

Talking points:

  1. Most of the wrong financial decisions we make are our own decisions.

  2. No matter what, when it boils down to bad end result, IT IS YOUR FAULT cos you chose to do it.

Question to audience:

Seek professionl advice every single time


Comrade of the week

when you are late in anything, you are the price

BONUS

Conclusion

🔥 Remember, the danger isn’t in saving; it’s in saving without a plan. Till next time, stay smart, stay bold, and may your next deposit multiply faster than your last mistake.

If you don’t believe me or don’t get it, I do not have the time to try to convince you. Sorry! - Satoshi Nakamoto (July 2010) Price of bitcoin: $0.08

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